Private Eyes Terms and Conditions -
Consumer Report User Agreement

This agreement by and between Private Eyes, Inc. (PEI) and the company named on the "User Agreement Consumer Reports" form and/or its designated agent(s) consists of the following understandings and conditions.

USER CERTIFIES AND AGREES TO:

1. Use the services of and the reports received from Private Eyes in strict compliance with all provisions of the Fair Credit Reporting Act (FCRA), Public Law 91-508 and the Americans with Disabilities Act (ADA 1990) and all other applicable federal and state laws and regulations including federal and state equal opportunity laws and regulations.
2. Review the Fair Credit Reporting Act and comply with all legal obligations as outlined in said act. A link to the act can be found at www.privateeyesinc.com/fcra.
3. Use the information provided by PEI for the User's exclusive use only, except to disclose said information to the subject of the report, and for employment purposes only for a one-time use, and only in accordance with applicable law.
4. User is the “End User” of the information provided by PEI and will not further sell said information to any third party.
5. User will maintain copies of all written authorizations for a minimum of three (3) years from the date of inquiry.
6. Make a clear and conspicuous disclosure to the applicant or employee, in writing and in a separate document, that a consumer report may be obtained for employment purposes.
7. Make a clear and accurate disclosure to the applicant or employee if an investigative consumer report (reference check) will be obtained, including a statement informing the subject of the report that additional information is available if requested.
8. Obtain the proper written authorization from the applicant or employee for any consumer report prior to requesting a report.
9. Provide proper notice to the applicant or employee, a copy of the report obtained, and a Summary of Rights, as required by the FCRA, if an adverse decision regarding employment is going to be made due to information obtained from PEI.
10. Ensure that reports will be requested only by User’s designated representatives and forbid employees from obtaining reports on themselves, associates or any other person except in the exercise of their official duties.
11. Recognize that information is obtained and managed by fallible sources, and that for the fee charged, PEI does not guarantee or insure the accuracy or the depth of information provided.
12. Assume responsibility for the final verification of the applicant’s identity.
13. Recognize that once PEI has delivered your client number to the main contact person listed on this agreement, that the security and dissemination of this unique client number is the responsibility of the person signing this agreement. PEI will neither release information nor take orders for service unless the client number is provided.
14. Pay for services based on a statement system listing orders by name, order date, charges, etc. Terms are NET 15 days. Accounts in arrears will assume a finance charge of 1.5% per month. If an account goes to collection, User agrees to pay all expenses, including reasonable legal fees.
15. Provide credit information on User as may be requested by PEI during the course of this agreement.
16. Be aware that, if an account remains inactive for twelve consecutive months, it may be closed and a new User Agreement may be required to re-open the account.
17. Acknowledge that a facsimile of this agreement is as valid as an original.
18. Recognize that in order to remain in compliance with laws and regulations governing consumer reporting agencies PEI may make modifications to this agreement from time to time. These modifications may be mailed to the User and the User’s use of PEI’s services after the date specified in the communication will be construed as your agreement and implied consent to these modifications.

PRIVATE EYES INC. AGREES TO:

1. Comply with all applicable laws in the preparation and transmission of reports as defined in 15 USC-1681 et seq, regulated by the Federal Trade Commission.
2. Follow reasonable quality assurance procedures to assure maximum possible accuracy of information.
3. Re-verify at no cost any disputed report when either the User or the Subject makes a request in accordance with applicable law. PEI’s response shall be made in writing and delivered in a timely manner.
4. Maintain consumer report information and transaction details for a minimum of two years. During and inquiry, the subject of the report has the right to learn the name of the User ordering information and has the right to receive a copy of the report ordered by the User when a lawful request is made to PEI.
5. Provide all information to the consumer as required by the Fair Credit Reporting Act.
6. Maintain confidentiality of its data acquisition and verification methodology.
7. PEI has access to consumer reports from one or more consumer credit reporting agencies.
8. PEI may, at its sole discretion, terminate service to any user.

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